0117 290 0101 safe@lpaguardian.co.uk

Avoiding The Pain Of Costly Care Home Fees

How Do You Do It?

Let Us Put YOU and Your Loved Ones In Control – not faceless officials…

LPA Guardian are the Care Home Fee Specialists. We’ll Fix Everything For You Quickly and Easily

Getting in Touch is Easy

Care Home Fee enquiries are always urgent - and we will act quickly for you.

You can get in touch with us by phone, by email or you can book your own appointment right now - and we're here right now to help you.

So Call Us on 0117 290 0101 or Click Below...

Pay ZERO Care Home Fees

You don’t have to worry about Care Home Fees if you do the right things. Let Us Show You How

The bad news is that your assets and your home are vulnerable. Everything that you’ve worked so hard for all your life. Average Care Home Fees, for basic care, are £44,250 per year (that’s £850.96 per week) and many homes are more expensive!

If your assets (including your house) are more than £23,250, you will be forced to sell your home to pay for your care, through no fault of your own. This sounds very unfair, doesn’t it? But don’t despair – There’s Good News!

Because we can help you prevent these attacks on your assets and home, right now, and save you and your family potentially hundreds of thousands of pounds. Once you take the action we recommend, you will gain complete peace of mind and you’ll never have to worry about this potential calamity again.

Without this planning in place the lives of your loved ones will be thrown into turmoil and your assets devastated if your home is used up to pay for care home fees. 

Call Us on 0117 290 0101

So, How Do We Do it?

We protect your assets like the aristocracy do and use the Law of Trusts. This is a legal structure to organise your assets in a way that protects them and it means if you have to go into care that your wife or husband can live in the property for as long as they wish, and when they die, their share of the property held “in Trust” will pass to the Beneficiaries that you have named – usually your children and grandchildren.

It also means your property can’t be used to pay care home fees. Clever, isn’t it?

Major Benefits When You Do This…

Don't Lose Your Home and Savings - Keep Them Intact For Your Family Instead

The latest published figures reveal that 31,286 homes last year in England and Wales were taken from their owners by local authorities to help pay for long term care fees. That works out at 86 homes seized every single day! An average home in the UK was worth £256,000 in July 2020. Yours may be worth considerably more – but imagine depleting this precious nest egg at a rate of nearly £50,000 per year. If you don’t have to suffer that, why would you?

Protecting your children’s inheritance from sideways disinheritance

This sounds complicated, but it is a real risk to families. It covers a situation if you pass away first and your partner meets someone else and remarries.  When they die, your children could very well find that their rightful legal inheritance (that you intended for them) could go to the new partner or their children – people who are complete strangers to you!  Our Trust will prevent the horrific consequence of your children getting nothing if your partner remarries or even falls out with your children.

Protecting your children’s inheritance from other attacks

Trusts will protect all your important assets from harm.  They will stop other people from taking your chiildren’s inheritance – for example situations such as the money going to an ex-spouse as part of a divorce settlement; or to creditors in a bankruptcy if they are going through financial difficulties.

Reducing or Eliminating Inheritance Tax

Trusts can be used to protect your children’s assets and their inheritance that you’ve worked so hard to build up during your lifetime, by reducing the Inheritance Tax payable by your family and future generations.

These 4 examples are just a few ways in which the Trust we’ll recommend to you will save you and your family a lot of money and shield them from harm in the future.

We’ll be delighted to talk to you about all the other ways we can help you when we speak.

 

Your peace of mind is only a phone call away.

So, please get in touch now.

Getting in Touch is Easy

Care Home Fee enquiries are always urgent - and we will act quickly for you.

You can get in touch with us by phone, by email or you can book your own appointment right now - and we're here right now to help you.

So Call Us on 0117 290 0101 or Click Below...

Why Should You Use Us?

Because we love what we do and we do it really well.

We're owned by a husband and wife team who met when qualifying as solicitors in 1992 - so our principals have nearly 58 years' legal experience between them.

Much of this has been at some of the  world's most celebrated law firms - the kind who deal with royalty and the aristocracy. With us, you'll be in the safe hands of lawyers who can normally cost £500 per hour.

So you get Senior Partner level lawyers, but with fees you can afford. Does that sound good?

Brian is a senior lawyer by background. He began legal life at the “magic circle” firm Allen & Overy in the City and is an expert in private client work via his time in several law firms and other commercial activities as a Director.

He finds LPA and estate planning work is the most satisfying of all because:

"When we have finished each client is completeley safe. We've worked with PLCs and the rich and famous, but nothing makes me happier than knowing when I meet my next client that I am going to ensure they get complete peace of mind. I am hoping that next client is YOU..."

Brian McKibbin LLM, ACIARB

Owner, LPA Guardian

Harvinder is a senior partner ex-solicitor who began her career with much success at the world-renowned  Allen & Overy in the City of London.

Harvinder is well known for her work with private clients and brings a profound sense of calm as well as a sincere empathy for their situation and circumstances.

Her experience and general demeanour bring a skilled listener who adds rapport to efficiency.

She says: "I'm looking forward to meeting you, and to making your family fortunes safe and sound."

Harvinder Kaur LLB

Owner, LPA Guardian

You'll Like How We Work

Because, we will look after you and make you comfortable and at ease.

We know that our clients can find these matters are sensitive to discuss, and we will make you and your family feel safe, supported and confident with advice and recommendations you can trust.

We will be reliable and respectful, sympathetic and sincere, and we will help to put your mind at rest and give you complete reassurance and peace. You'll see this is true if you read what clients have said about us and how they approve of our approach.

We're certain you'll feel the same way. In fact, we guarantee it!

1. Honest trustworthy advice, based on nearly 60 years of the highest level of experience.

You'll get a FREE 30 minute appointment with one of our owners (worth £200 of their time) wthout obligation. You'll get all the information you need to be able to decide what to do - whether you go ahead and use our services or not. We will help you as much as we can  and we won't pressure you. You are in very safe hands that you can trust.

2. The most advanced techniques to keep you and your wealth safe from harm.

All our legal staff stay ahead of all developments in the law. We are insured, accredited and have decades of the highest levels of expertise that we'll put to use for you so you will be protected like royalty.

3. COVID safe from start to finish.

For your safety and convenience we are currently conducting business on the telephone or online through Zoom and via email. We will make it really easy for you to complete everything, at every step of the process.

4. A caring and trusted service that you can rely on which takes the time to listen carefully to you.

We're in this business becasue we care about families and people. We want your family to be safe and we want you to be able to keep as much of your wealth in the family as possible. We're sure you do too - and we're really looking forward to showing you how to do it!

5. Flexibility - from the owners themselves - to make sure everything is approved by you and is 100% correct. Always, everytime, guaranteed.

We promise you will be very happy with what we do for you, and we'll go every extra mile required to make you happy. We are a family run company oursleves, so we know how important that persoanl touch is. You will be able to speak to one of the owners any time you want to, for any reassurance you need. We guarantee it!

Disaster Can Happen To Anyone, At Anytime, So Now Is The Time To Act

To illustrate that life can turn at any time, we can use Michael Schumacher as an example. Here was a very wealthy man, in the prime of life. Then, because of a stumble over an awkwardly placed rock, one second he was a “Master of the Universe” and the next his “mental capacity” was gone, most probably forever.

Once you have lost mental capacity it is too late – and we can’t then protect you or your family afterwards

Some of the most common conditions affecting mental capacity include: stroke, coma, delirium, concussion, severe mental health problems, neuro-disability/brain injury, alcohol and drug misuse, Alzheimer’s and other forms of dementia.

The clear point is that life is precious and we are very fragile beings. Circumstances can change in an instant. Estate Planning protects a family from catastrophe, and the right time to do one is now, regardless of what age you are. And that’s why it’s so important to Do It Now…

Don't Wait Until It's Too Late - Get Protected and Start Today...

You Can Get The Peace Of Mind You Deserve. So – Don’t Worry. Just Click Here Now. We’ll Get Started Right Away So You Can Begin To Relax.

You Don’t Have To Wait. Begin To Get Your Own Peace Of Mind Today!